Car insurance coverages
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Required car insurance coverages*
If you cause an accident, liability insurance coverage helps pay an injured person’s medical bills or for repairs to someone’s vehicle. In most states, drivers are legally required to carry liability insurance.
Personalized car insurance coverages
Comprehensive and collision coverage. Comprehensive coverage helps pay to repair or replace your car if it is damaged from an unexpected event, such as damage caused by theft or vandalism, or by hitting a deer, while collision coverage covers damage caused by a collision with another vehicle or object.
Uninsured/underinsured motorist coverage protects you if your are in an accident and another driver is at-fault but does not have car insurance. This coverage covers helps cover the gap if you’re in an accident and the at-fault driver’s liability limits are too low to cover the medical expenses of anyone injured.
Additional car insurance coverages and services
- MedPay & personal injury protection (PIP)
- Rental reimbursement
- Loan/lease payoff
- Upgraded accident forgiveness
- Roadside assistance
- Diminishing deductible
Learn more about additional coverages and services available at Auto Free Quote.